1,100-Policy Multi-Line Captive Agency in Chino, CA

Finance & Insurance · Insurance Agencies

Asking Price
$375K
Cash Flow
$175K
Gross Revenue
$275K
EBITDA
$48K
Location
Chino, CA

Monthly commissions are generated from a diverse book of over 1,100 active policies, with a primary concentration in high-retention residential fire and home coverage. Daily operations center on policy renewals and service requests handled by a dedicated support team, maintaining a stable and predictable renewal stream. The client portfolio is primarily composed of middle-aged households and local business owners with multiple insured assets who prioritize professional advisory services over price-shopping. This established operation runs with exceptionally lean overhead, focusing on a transition for an operator who already holds the necessary carrier appointments. The sale is contingent upon the buyer meeting specific financial credentials and securing brand-specific approval.

SBA 7(a) estimate

Are you SBA Ready for this business?

Answer three quick questions to see their cash needed at closing, monthly SBA loan payment, and whether this deal clears a bank's bar.

Run your numbers — no account needed

How SBA loans work for buying a business

Inside Bizgora

This page gives you the basics. Create a free account to unlock the full diligence toolkit buyers use every day.

  • Interactive map with thousands of businesses for sale nationwide
  • Bizgora DNA business strength score and model context
  • Local demographics, vehicle and foot traffic, and nearby competitors
  • Message the broker or seller directly
  • Saved searches, favorites, and buyer profile matching

Keep Exploring